Jersey self-employed Social Security calculator (2026)
Self-employed in Jersey? Work out your monthly Class 2 contributions from your income, using this year’s rates.
Class 2 each month
£468.75
£5,625.00 a year
- 12.5% up to £72,744
- £5,625.00
- 2.5% from £72,744 to £331,584
- £0.00
A guide only. Social Security sends you your rate each January.
Sole trader guide →Class 2 rates for 2026
| Yearly income | Rate |
|---|---|
| Up to £72,744 (Standard Earnings Limit) | 12.5% |
| £72,744 to £331,584 (Upper Earnings Limit) | 2.5% |
| Over £331,584 | Nothing more |
That gives a standard monthly rate of £757.75 (on £72,744) and a maximum of £1,297.00.
Examples
| Income | Per month | Per year |
|---|---|---|
| £25,000 | £260.42 | £3,125.00 |
| £40,000 | £416.67 | £5,000.00 |
| £60,000 | £625.00 | £7,500.00 |
| £72,744 | £757.75 | £9,093.00 |
| £100,000 | £814.53 | £9,774.40 |
| £200,000 | £1,022.87 | £12,274.40 |
Good to know
- You pay Class 2 if you have lived in Jersey for over 6 months, are between 18 and pension age, and are self-employed, paid through your own company, or not earning enough as an employee to cover your contributions.
- Owning 50% or more of a company’s shares usually makes you a Class 2 contributor.
- Employed and self-employed? Social Security works out a top-up rate instead.
- Long-Term Care is a separate charge collected with income tax, not through Class 2.
Starting out on your own? Our guides to becoming a sole trader, the business licence and GST cover the other steps.
Questions
How much Social Security does a self-employed person pay in Jersey?
Class 2 contributions of 12.5% of your income up to £72,744, then 2.5% up to £331,584, paid monthly. On £40,000 that is £416.67 a month. The most anyone pays in 2026 is £1,297.00 a month.
Which year’s income is used?
Your income from 2 years ago, taken from your tax assessment, so 2026 contributions are based on 2024 income. It includes earned and unearned income, such as rent. If Social Security has no assessment for you, you pay the default rate of £1,297.00 a month.
What is the Startup Plan?
If you started your business in the last 2 years and have a business licence, you can apply to pay a fixed £252.58 a month in 2026, worked out on an income of £24,248. It is reviewed against your real income later, so you may pay more or get a refund. You must reapply each year between 16 January and 28 February.
I am not working or have a low income. Do I still pay?
You may be able to get Low Income Contribution Relief if you are not working and expect your income to be under £24,248. It stops contributions for the year but does not give you credits. Ask Social Security.
When do I pay?
By the 15th of the following month: contributions for July are due by 15 August.
Sources. We checked every figure on this page against these official sources on 29 October 2026. This is a guide, not tax, legal or financial advice: for your own case, ask the body named.
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